Are you also searching about how to close chase checking account on the internet? Then definitely read this article till the end.
If you have a bank account and you don’t use it, it may be better to leave it as is or close it. But who knows when you might need it.
If your bank account does not come in respect of the monthly fee, then you do not need to close it, but if your bank charges a fee, then you can consider the remedy of closing that account at once.
Is it possible to close the Chase account?
You open a Chase account with Chase Bank, one of the largest banks in the United States. You can use this account as you would for other accounts. You can close it like any different account.
Many banks charge you a fee for closing an account, but the good news is that it’s completely free if you choose to close it yourself. You can close the account by visiting the bank in person, by phone call or online by simply sending a mail.
There are many ways to close this account, which we will talk about in detail below, so stay tuned in this article.
Some things to keep in mind before closing the account
Below we have shared some essential points with you, which you need to know before closing the account so that you do not face any problem in the future.
Make Sure you have a new account
This is one of the most critical steps, which you need to take care of. If you want to close your chase account, make sure you have another checking account. However, if you like Chase service and want to change the bank, open a new account before closing the old one.
Transfer remaining balance
Another critical step is to close your account; you should transfer all your outstanding balance to the new account. Keep in mind that a few days before closing your account, transfer all your remaining money to the new account.
Review recurrent charges
Before closing your account, you must check your monthly statement. Do you have any recurring charges? You should transfer all the chargers to the new account 15 days before closing the account.
Review your subscription
Are you subscribed to Shopify, Netflix, Prime Music, or Apple Music for your entertainment, which automatically charges your chase account? If yes, make sure you have transferred all those people to the no account.
Redirect your salary
If you receive your salary in your Chase account, take the necessary steps to redirect it to the new account. You can do this transfer 15 to 20 days before receiving your salary.
How to close a Chase checking account
If you have made sure of all the things mentioned above, let us know how you can close your account.
Visit branch
To adopt this method, you can go to your nearest bank branch and meet the manager there. You can give them detailed information on how to close your account. Then you fill the form to close a simple account. Then within a few days, your account will be closed.
By mail
Chase also provides the facility of letters to its account holders to close the account. For this, you go to the official website and get the account closure form. In this form, you fill your name, account number, phone number, and address. Sign and print your name on this phone, then send it to this National Bank By Mail, Mail Code KY1-0900, 416 West Jefferson, Floor L1, Louisville, KY, 40202-3202 address.
By phone
If you want to close your account by phone, you can call 1-800-935-9935. Then press 0 to speak to the customer service representative. Bank representatives are ready to serve you 24 hours a day, seven days a week. You tell the representative that you want to close the account. He or she will ask for the last four digits of the Social Security number and date of birth information to confirm your identity. Then he will proceed towards closing the account.
Online
If you want to close your account online sitting at home, then you can visit chase.com and log in by entering your User ID and Password details. Then you send an email to the Customer Service Department with the help of Secure Message Center and request them to close the account. Then after some time, the banker will reply to you and ask for confirmation about closing your account. Just give him one more confirmation to close the account.
So in these four ways, you can close your Chase checking account. You may have to wait for a while to close the account, so be patient; you will be completely closed in 4 to 5 days.
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Chase Closed My Account Without Notification
Chase also works like other banks by following many conditions and rules to protect its customers’ money. If your account has been closed, you must ensure you have failed to comply with any terms and conditions. The main reasons for closing your account can be Suspicious Activities, Violation of Terms, Excessive Overdraft, or Inactivity.
If your account has been disabled, you can now contact customer support and ask them for details on account closure. If you have not made a mistake, you can request them to reconsider. Also, if you feel unjust or unfair, you can consult an experienced professional for other options.
FAQs: How to close chase checking account
Many banks charge a fee to close the account, but it is free with Chase Bank.
You can also complete the process online, which we have mentioned above, so read the article carefully to know all the methods.
Yes, you absolutely can. For this, you will have to inform chase bank by email, giving all your details.
No, you cannot close your account with a negative balance.
